{"id":50853,"date":"2026-09-04T12:07:20","date_gmt":"2026-09-04T12:07:20","guid":{"rendered":"https:\/\/triplewinpm.com\/stlouis\/?page_id=50853"},"modified":"2026-09-07T13:56:27","modified_gmt":"2026-09-07T13:56:27","slug":"credit-rental-qualification","status":"publish","type":"page","link":"https:\/\/triplewinpm.com\/stlouis\/rental-faq\/credit-rental-qualification\/","title":{"rendered":"Renting With Lower Credit in St. Louis"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#343B45&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(52,59,69,0.95) 0%|rgba(52,59,69,0.1) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_enable_image=&#8221;off&#8221; parallax=&#8221;on&#8221; z_index=&#8221;3&#8243; custom_padding=&#8221;35px||15px||false|false&#8221; dvmd_acat_aria_role_type=&#8221;landmark&#8221; dvmd_acat_aria_landmark_role=&#8221;complementary&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;25px&#8221; header_2_font=&#8221;&#8211;et_global_body_font|500||on|||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;35px&#8221; header_3_font=&#8221;|||on|||||&#8221; header_3_text_color=&#8221;#282E36&#8243; header_3_font_size=&#8221;25px&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_2_font_size_tablet=&#8221;28px&#8221; header_2_font_size_phone=&#8221;23px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Credit &amp; Rental Qualification<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;twpm-stl-content&#8221; sticky_enabled=&#8221;0&#8243; custom_css_free_form=&#8221;.twpm-stl-content h2 {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: bold;||  font-size: 25px !important;||  color: #426392 !important;||}||||.twpm-stl-content h3 {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: 600 !important;||  font-size: 20px !important;||  font-style: normal !important;||  color: #333333 !important;||}||||.twpm-stl-content p,||.twpm-stl-content li {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: 400 !important;||  font-size: 16px !important;||  color: #333333 !important;||}&#8221;]<\/p>\n<h2>Can I Rent a Home in St. Louis With Lower Credit?<\/h2>\n<p>If your credit isn&#8217;t perfect, one of the first questions you may have before applying for a rental home is whether you can qualify.<\/p>\n<p>Triple Win does perform credit screening. The minimum credit score to apply is 500, but credit score is part of a larger screening process.<\/p>\n<p>Here&#8217;s what you should know before applying.<\/p>\n<h3>What Credit Score Does Triple Win Require?<\/h3>\n<p>Triple Win requires a minimum credit score of <strong>500<\/strong>.<\/p>\n<p>Triple Win may also consider your payment history on credit accounts.<\/p>\n<p>That distinction matters: rental qualification isn&#8217;t accurately described simply as &#8220;good credit&#8221; or &#8220;bad credit.&#8221; Your application is evaluated according to Triple Win&#8217;s screening requirements.<\/p>\n<h3>Does Triple Win Offer No-Credit-Check Rentals?<\/h3>\n<p>No.<\/p>\n<p>Triple Win performs credit screening, so its properties should not be described as &#8220;no credit check rentals.&#8221;<\/p>\n<p>If you encounter a Triple Win property through another website, use Triple Win&#8217;s official requirements when deciding whether to apply.<\/p>\n<h3>What Else Is Considered?<\/h3>\n<p>Screening can include:<\/p>\n<ul>\n<li>Credit score<\/li>\n<li>Payment history<\/li>\n<li>Income<\/li>\n<li>Employment verification<\/li>\n<li>Rental or mortgage payment history<\/li>\n<li>Eviction history<\/li>\n<li>Bankruptcy history<\/li>\n<li>Criminal background<\/li>\n<\/ul>\n<p>See <a href=\"https:\/\/triplewinpm.com\/stlouis\/rental-faq\/rental-requirements\/\"><strong>St. Louis Rental Requirements<\/strong><\/a> for the complete qualification overview.<\/p>\n<h3>Can a Co-Signer Help?<\/h3>\n<p>Triple Win may consider co-signers case by case depending upon the screening results and the particular requirements the applicant did not meet.<\/p>\n<p>A co-signer must meet all application requirements.<\/p>\n<p>Using a co-signer is therefore not an automatic approval mechanism.<\/p>\n<h3>What About an Eviction?<\/h3>\n<p>Triple Win states that an eviction judgment within the previous <strong>five years<\/strong> results in automatic denial, regardless of the amount owed.<\/p>\n<h3>What About Bankruptcy?<\/h3>\n<p>A bankruptcy filing within the previous <strong>five years<\/strong> results in automatic denial under Triple Win&#8217;s stated requirements.<\/p>\n<h3>Income Still Matters<\/h3>\n<p>Even when you meet the credit requirement, you must satisfy the other rental requirements.<\/p>\n<p>Triple Win requires <strong>net household income of at least 2.5 times the monthly rent<\/strong>.<\/p>\n<p>That means choosing a home appropriate to your qualifying income is an important part of applying successfully.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f4f4f4&#8243; custom_padding=&#8221;||5px||false|false&#8221; dvmd_acat_aria_role_type=&#8221;landmark&#8221; dvmd_acat_aria_landmark_role=&#8221;region&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;twpm-stl-content&#8221; sticky_enabled=&#8221;0&#8243; custom_css_free_form=&#8221;.twpm-stl-content h2 {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: bold;||  font-size: 25px !important;||  color: #426392 !important;||}||||.twpm-stl-content h3 {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: 600 !important;||  font-size: 20px !important;||  font-style: normal !important;||  color: #333333 !important;||}||||.twpm-stl-content p,||.twpm-stl-content li {||  font-family: &#8216;Libre Franklin&#8217;, Helvetica, Arial, Lucida, sans-serif !important;||  font-weight: 400 !important;||  font-size: 16px !important;||  color: #333333 !important;||}&#8221;]<\/p>\n<h2>Before You Apply<\/h2>\n<p>Don&#8217;t guess.<\/p>\n<p>First:<\/p>\n<ol>\n<li>Check your credit.<\/li>\n<li>Review Triple Win&#8217;s <strong><a href=\"https:\/\/triplewinpm.com\/stlouis\/rental-faq\/rental-requirements\/\">Rental Requirements<\/a><\/strong>.<\/li>\n<li>Determine whether your household meets the income requirement.<\/li>\n<li>Gather your income documentation.<\/li>\n<li>Review your rental history.<\/li>\n<li>Make sure your application information will be complete and accurate.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h2>Think You Meet the Requirements?<\/h2>\n<p>See what&#8217;s currently available.<\/p>\n<p><a href=\"https:\/\/triplewinpm.com\/stlouis\/available-properties\/\"><strong><\/strong><\/a><strong><a href=\"https:\/\/triplewinpm.com\/stlouis\/available-properties\/\">\u2192 <\/a><a href=\"https:\/\/triplewinpm.com\/stlouis\/available-properties\/\">View Available St. Louis Rental Properties<\/a><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit &amp; Rental QualificationCan I Rent a Home in St. Louis With Lower Credit? If your credit isn&#8217;t perfect, one of the first questions you may have before applying for a rental home is whether you can qualify. Triple Win does perform credit screening. The minimum credit score to apply is 500, but credit score is part of a larger screening process. Here&#8217;s what you should know before applying. What Credit Score Does Triple Win Require? Triple Win requires a minimum credit score of 500. Triple Win may also consider your payment history on credit accounts. That distinction matters: rental qualification isn&#8217;t accurately described simply as &#8220;good credit&#8221; or &#8220;bad credit.&#8221; Your application is evaluated according to Triple Win&#8217;s screening requirements. Does Triple Win Offer No-Credit-Check Rentals? No. Triple Win performs credit screening, so its properties should not be described as &#8220;no credit check rentals.&#8221; If you encounter a Triple Win property through another website, use Triple Win&#8217;s official requirements when deciding whether to apply. What Else Is Considered? Screening can include: Credit score Payment history Income Employment verification Rental or mortgage payment history Eviction history Bankruptcy history Criminal background See St. Louis Rental Requirements for the complete qualification overview. [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":494,"parent":50813,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"dipi_cpt_category":[],"class_list":["post-50853","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/pages\/50853","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/comments?post=50853"}],"version-history":[{"count":10,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/pages\/50853\/revisions"}],"predecessor-version":[{"id":50908,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/pages\/50853\/revisions\/50908"}],"up":[{"embeddable":true,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/pages\/50813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/media\/494"}],"wp:attachment":[{"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/media?parent=50853"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/triplewinpm.com\/stlouis\/wp-json\/wp\/v2\/dipi_cpt_category?post=50853"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}